
Ignacio
Specialist
Tel: (714) 239-1100
Charting America’s Debt: $29 Trillion and Counting. Failing to plan is planning to fail!
If you save money today, money will save you tomorrow!

If given the opportunity, would you take out insurance on that machine to ensure that if it broke down, the money it produced would keep coming until it could be fixed?
Of course you would.
Here’s the thing: If you work for a living and provide for your family, YOU ARE THAT MONEY-MAKING MACHINE! If something happens to you and your money-making ability is interrupted, how is your family going to replace that monthly income unless you’re properly protected for such an occurrence?
At FCA Financial, we work with each of our clients to ensure that their family is properly provided for in the case of an interruption in income – whether that is due to an unexpected death or an illness such a heart attack, stroke, or cancer diagnosis. With our help, our clients can rest assured that no matter what happens, the bills will be paid and the family will be taken care of.
Your income is more than just a paycheck. It represents your family’s ability to continue to lead the life you’ve built together. Protect it. Protect them.
We can help.

Only 5 states require high school students to take a class about money!
The average American household only has about $135,000 saved for retirement!*
61% of people age 44-75 actually fear running out of money in retirement more than they fear death itself!
40 % of pre-retirees are expecting a decline in their standard of living at retirement!*

What exactly is mortgage protection? Well, if you’re like most Americans, your home is the largest purchase you have ever made, and the most valuable asset you own, financially-speaking. Your mortgage payment is likely your family’s largest monthly expense, and you work hard to dutifully pay down your mortgage balance every month.
But what if you were to be diagnosed with cancer, and suddenly hit with unexpected medical bills?
What if you are out of work for several months at a time recovering from a heart attack, and can’t keep up with your mortgage payments? What if you or your spouse passed away unexpectedly, leaving the other to shoulder the burden of the mortgage payment on their own? These aren’t pleasant situations to imagine yourself being thrown into, but it is a risk that is important to be prepared for.
Typically, these plans are designed to pay off the balance of the mortgage should the policyholder pass away within the coverage period (typically 30 years, to cover a 30-year mortgage). Infinity Marketing Alliance’s mortgage protection plans are unique in that they come infused with Living Benefits – meaning they don’t only pay out upon the death of a policyholder. Our plans also put much-needed money in the policyholder’s hands if they suffer a major illness – like a heart attack, stroke, or cancer. This money can be used to keep the mortgage bills paid in those potentially difficult financial times, and offer peace of mind when it comes to keeping a roof over your family’s heads.
At FCA Financial, we’re mortgage protection experts, and have helped tens of thousands of American families safeguard their most prized asset. We’d be honored to help you protect you and yours as well.

Would your business be threatened by the death of a key employee?
Regulations change. Have your plans kept pace? When was your last “checkup”?
What about your partners? Do you have a buy/sell plan in place?
How is it funded?
What is your businesses current value?
What about Employee benefit plans? Just as important, what are your “Selfish Benefits”?


According to Forbes: 64% of the public don't have a will. And even more shocking is the number has been steadily increasing!
Did you know that certain states have their own estate tax? Essentially, that could mean that your family may have to pay State and Federal taxes on your property!
Do you know how wealthy families stay wealthy? They set up their estate properly, and they manage their asset base with special trusts to help mitigate the tax burden – while leaving money outside of the estate to pay the taxes.
About Ignacio:
Ignacio is a financial consultant and earned his credentials at the American College for Financial Services and is a member of the National Association of Insurance and Financial Advisors.
For the past 20 years has worked in executive compensation, business owner exit strategies, estate conservation, advanced tax, survivorship planning, shielding retirement funds from stock market crash.
Ignacio is currently writing his first book, "FINANCIAL CANCER". The pitfalls of not understanding risk management, not distinguishing between mandatory annual tax preparation and voluntary tax planning, and the pitfalls of being guided by non-experts.
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