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ANNUAL RENEWABLE TERM (ART) 
Short Term Coverage at a reasonable cost
It's exactly what it sounds like!
ANNUAL RENEWABLE TERM (ART) 
COVERAGE AT A REASONABLE, COST-EFFECTIVE RATE WHEN YOU NEED IT MOST.
Annual renewable term insurance (ART) is a type of term life insurance that offers a (typically) less expensive option with a guarantee of future insurability for a set number of years. During the term period, the policyholder can renew annually without reapplying or taking another medical exam to reestablish eligibility.
 
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