THE GAPING HOLE IN YOUR FINANCIAL PLAN (AND HOW YOU CAN FIX IT)
IF YOU’RE FINANCIALLY SAVVY, YOU LIKELY PRIDE YOURSELF ON HAVING YOUR DUCKS ALL LINED UP IN A NICE, TIDY ROW. Rainy day savings? Check. Diversified portfolio? Check. Car/Home/Health/Life insurance? Check. Refinanced mortgage? Check. College savings plan for the kiddos? Check. After all, isn’t good financial preparation and planning, at its heart, really about mitigating risk to your future ability to live life well? You save up an emergency fund in case you unexpectedly lose