Meet The FCA Team

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Steven A Peden .RICP®

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President

Founder

Steve has been in the life insurance industry since 1985, recruiting, managing and motivating agents and managers to reach the pinnacle of their abilities. Steve’s passion is to see others succeed and offer an environment that encourages them to thrive while offering their clients the most dynamic products on the market today.

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Richard Conlon

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Vice President

MDRT Member

IMO/MGA's All Time Top Producer

Chief Operating Officer

It has been said that “rather than learning what you do, people care much more about understanding why you do it”. I have a tremendous passion for people; to me this is my life, not a job or career. It has always been and will be about the relationship I have with my clients. I realize that I am not the only one in this industry, and the fact that you choose to work with me, isn’t something I take for granted. This is “why” I wake up each morning and pursue my purpose and mission.

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Dalton Ayala

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Senior Manager of Administration and Operations

Dalton has nearly two decades experience in the life insurance industry, including managing the operations of Financial Concepts of America. He has worked on behalf of FCA and the Alliance Group for the last 20+ years, and is instrumental in developing the ongoing training and support of both agents and MGA administrators in the Western United States.

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Mila 

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General Agent

State of Hawaii

Mila began her career with FCA in 2003. By 2004, she began excelling in California and desired to move back to the Hawaiian Islands to continue her career by offering our outstanding products to the people of Hawaii.

 

Returning to the beautiful island of Oahu, she opened an office in Aiea in 2006 and began working with local representative who could bring the Alliance portfolio to Hawaii.

Mila sincerely thanks the wonderful people of Hawaii for trusting in the products and services we offer at FCA and the Alliance Group.

 

The trust you put in us is not taken lightly and we work to ensure that trust and offer the most unique products on the market today.

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Sam Izad

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Chief Information Officer

Chief Marketing Officer

National Recruiter

Specialist

Sam started his career in financial industry in 2001. A professional chart analyst who is an expert in technical and fundamental analysis in financial market.

He was a professional trader in the market since 2001 until 2015 in different markets such as Spot/Option/Future/Forward in foreign exchange (Forex), commodities (Precious metals, energies and agriculture) and major international stock exchange.

 

Before continuing his journey in 2015 in financial services with FCA Financial, Sam was head of sales and customer service department in an international foreign exchange brokerage firm in Europe.

Sam believes in dynamic growth mindset with pragmatism and constructivism approach to solve complicated problems.

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Lori 

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General Agent

State of Washington

Lori Lauritzen has been an integral part of FCA and the Alliance group for several years, leading our northern California division. Her leadership and lead by example attitude has been instrumental in the success of our agency.

 

Originally from Washington state Lori attended Skagit Valley Community College before transferring to Western Washington University.

Lori began her insurance career in 1984 with Farmers Insurance before moving to State Farm insurance, while living in Washington state. While working with State Farm, she also served as a CNA in the Home Health Care industry. In 1996 Lori moved to California to further her insurance career and to be closer to her extended family.

 

Lori became a top producer with NL Group and LSW in 1998 and has excelled in her insurance career ever since.

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Barb 

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Regional Manager

Specialist 

in 2008 when the economic crash hit, I was working in the financial services industry. My professional & personal life were greatly affected, by the collapse. During this transition, I had to liquidate my retirement account to survive. Sound Familiar? I knew I needed to jump start my own retirement. Through my research, I found financial strategies that were so exciting and empowering! I shared them with my long time clients and friends and found most of them never knew about these TAX FREE programs. I saw a huge need to educate others on what I found for myself.

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Raj

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Regional Manager

Specialist 

I work with business owners and individuals on maximizing the use of their life insurance policies. 

My practice is client driven and I put the interests of my clients first.

My goal is to help my clients make educated decisions about their finances that feel right to them, including the decision to do nothing.

 

I pledge to work with my clients with transparency, honesty and integrity and do so with no sales pressure. I work diligently to find solutions to my client's issues.

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Luann 

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Regional Manager

Specialist 

Luanne Casillas is an Independent Living Benefits Specialist with FCA.

 

Serving the L.A Coastal area, Arizona and Oklahoma.

 

She is a financial advocate for women, individuals and small business owners.

Providing financial security to help ensure you will not outlive your money. What I do offer my clients is an opportunity to HELP their portfolio that may be bountiful but volatile. She is a board member of the LAX Coastal Chamber of Commerce and co-chair of the award winning Women’s Lifestyle Committee and serves as President of the Playa del Rey based Ladies of the Westchester Elks since 2019.

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Armando 

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Regional Manager

Specialist 

Armando has over 25 years experience in the Life Insurance and Annuity industry. He began his career with Hartford Life in 1996 where he originally met Steve Peden. Armando later joined FCA in 1999 where he has continually been a top agent and manager. His passion for helping American families has led to his success and awards which include both top Sales Representative and Manager of the year on several occasions. He understands that every client is an individual with different needs and looks forward to designing a program specific to each person’s goals.

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Ignacio 

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Regional Manager

Specialist 

Ignacio is a financial consultant and earned his credentials at the American College for Financial Services and is a member of the National Association of Insurance and Financial Advisors. For the past 20 years has worked in executive compensation, business owner exit strategies, estate conservation, advanced tax, survivorship planning, shielding retirement funds from stock market crash.

Ignacio is currently writing his first book, "FINANCIAL CANCER". The pitfalls of not understanding risk management, not distinguishing between mandatory annual tax preparation and voluntary tax planning, and the pitfalls of being guided by non-experts.

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Mark 

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Regional Manager

Specialist 

I find myself very fortunate to work in a career that can impact peoples lives in such a profound way.

 

Since 1991 I've been able to touch the lives of over 1,000 families in a way that most can't. With the power of Living Benefits as part of a sound financial plan your able to harness Life Insurance in a way that just a decade ago was unheard of.

 

Please take a moment to watch one of the many videos here on my website and feel free to schedule a visit for a personal consultation.

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Ronald 

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Regional Manager

Specialist 

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Jesse 

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Regional Manager

Specialist 

Jesse has over 28 years of experience in the Financial Service Industry. He has a great passion to help others and be a outstanding team player. Jesse has won Top Agent Awards and has managed and trained new representatives.

 

In 1999 Jesse helped started and organized contracts to help Los Angeles County Employees with Insurance and Retirement plans. In 2005 Jesse helped open the first satellite for FCA in Glendale California.

 

Jesse's greatest reward is to help individuals and families secure and protect their futures. Jesse has been married to his lovely wife Yolanda for 30 years. They have to wonderful children Cirra and Joshua.

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Harvey 

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Regional Manager

Specialist 

Offering the “Old type of Life Insurance” with no living benefits,  was not in the best interest of my clients. As technology has evolved in the last decades, life insurance has  evolved at a similar pace.

 

We have graduated to “Smart Phones” so it’s time to graduate to “Smart Insurance” with Living Benefits. For the past 20 years I have  enjoyed working with individuals,families, business owners or anyone concerned with their financial future in the Long Beach, South Bay, Harbor & surrounding cities.

 

Please take a moment to watch one of the videos  and contact me to review your long term financial future with a personal consultation.

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Lauren

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Specialist 

Lauren specializes in living benefits, retirement strategies, and mortgage protection.

 

She is kind and thorough as she provides a calculated plan perfect for your individual, family, or business needs. As a result of her lifelong passion for helping others, Lauren is personable and can help with any of your needs.

 

For more information about Lauren and her work check out her professional website.

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James

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Regional Manager

Specialist 

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Keshona

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Specialist 

Keshona is a Living Benefits Specialist at FCA Financial with over a decade of experience working with the public.

Keshona specializes in educating her clients on various products geared towards investments proven beneficial to their financial needs.

 

Keshona helps people from all walks of life and her customers range from individuals and their families to small business owners and their employees.

 

She has a strong will to help others succeed and reach their financial goals. She often volunteers her time freely by giving back to charitable organizations within her community. For more information about Keshona and her work, check out her professional website.

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Patricia 

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Regional Manager

Specialist 

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Dwight

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Regional Manager

Specialist 

High-Earning Business Professionals days are measured by meetings, briefings, reviews and deadlines. They are paid to make the big decisions that help a business grow and prosper.

 

That’s what they do, it’s who they are. I provide advice for successful people. People with little time to focus on planning for their own retirement and financial goals.

 

My reputation is built on working with busy professionals who want to grow and preserve the value of their assets.

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Holden

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Specialist  

Holden serves the Sacramento and San Francisco Bay Area regions.

 

Helping local small businesses and families plan for success.

 

Holden specializes in providing his clients unique solutions for unprecedented times.

 

Reaching your financial goals is our #1 priority.

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Miranda 

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Specialist 

Experienced Living Benefits Specialist; I use knowledge and best practices to find and create an individualized plan for each everyone of my clients.

 

Strong sales professional with a Bachelor's degree focused in General Studies from Eastern Michigan University.

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Marian

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Regional Manager

Specialist 

Originally from Norway, and a permanent resident of Marina Del Rey, California.

 

Her experience as a successful Entrepreneur, Business Owner, and Expert now exceed 34 years, from Scandinavia to New York City, and Los Angeles.

Her vast knowledge, combined with truly caring about each and every one of her clients, is ideal for helping anyone find the utmost suited Insurance Solutions for their unique needs.

Marian has helped more than a thousand people enroll in Medicare, Individual Family Plans, Covered California, Group Insurance, Life Insurance, Living-Benefits, Tax-Free Retirement Programs, and more.

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Imelda

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Regional Manager

Specialist 

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Zaneth

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Regional Manager

Specialist 

Zaneth is a highly motivated and well educated life insurance specialist in Hawaii on the beautiful island of O'ahu. She started her journey with FCA in 2021. Zaneth had graduated with her Medical Associates degree back in 2010. Evolving her talent in the medical field for the past decade. Zaneth had then transitioned to working for the biggest Health Insurance Company in Hawaii.

 

With years of experience in the Insurance industry, Zaneth became inspired to follow in her mother’s footsteps. Her mother is one of the top faces in the FCA.

 

Zaneth's mission to is not only set forth with providing extensive knowledge through our products we have in today's market, but also building long lasting relationships with her clients and fulfilling their financial needs.

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Marco

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Office Administrator

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Billy 

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Specialist 

Hello, my name is Billy Luong,and I am a specialist, I specialize in life insurance and annuity.

with over 10 years of experience.

I have that expertise and skills to offer the most innovation and comprehensive solutions possible. I speak Vietnamese and Cantonese.

 

In my free time, I enjoy
swimming, playing guitar, cooking, planting and traveling.

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Future Specialist

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Specialist 

Apply today to join FCA team and become an specialist!

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Grant

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Specialist 

Grant is a specialist at FCA Financial for Michigan, who specializes in Living Benefits and Retirement Savings.

 

With over 5 years experience in communication and public service, his goal is to make sure you have all the facts and knowledge to plan for your future.

 

Grants passion drive is to be the best he can, and continually better himself, so that he better serve you.

 

No matter your walk of life or age, he will work to make sure your needs are met.

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Future Specialist

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Specialist 

Apply today to join FCA team and become an specialist!