Sam Izad

CA Lic #: 0K80103

Chief Information Officer

Chief Marketing Officer

National Recruiter

Specialist

Tel: (714) 239-1100 EXT 275

S.Izad@fcafinancial.com

Charting America’s Debt: $31 Trillion and Counting. Failing to plan is planning to fail!

If you save money today, money will save you tomorrow!

Schedule a Free Consultation with Sam

Income Protection

Picture this: Imagine you had a 100% legal money-making machine in your garage. This machine does nothing but print nice, crisp, legal tender all day long, and your family relies on that machine’s output to pay for bills, food, and anything else they need.

If given the opportunity, would you take out insurance on that machine to ensure that if it broke down, the money it produced would keep coming until it could be fixed?

Of course you would.

Here’s the thing: If you work for a living and provide for your family, YOU ARE THAT MONEY-MAKING MACHINE! If something happens to you and your money-making ability is interrupted, how is your family going to replace that monthly income unless you’re properly protected for such an occurrence?

At FCA Financial, we work with each of our clients to ensure that their family is properly provided for in the case of an interruption in income – whether that is due to an unexpected death or an illness such a heart attack, stroke, or cancer diagnosis. With our help, our clients can rest assured that no matter what happens, the bills will be paid and the family will be taken care of.

Your income is more than just a paycheck. It represents your family’s ability to continue to lead the life you’ve built together. Protect it. Protect them.

We can help.

Retirement Planning

Why are so many American households unprepared for retirement? Did you know that:

Only 5 states require high school students to take a class about money!

The average American household only has about $135,000 saved for retirement!*

61% of people age 44-75 actually fear running out of money in retirement more than they fear death itself!

40 % of pre-retirees are expecting a decline in their standard of living at retirement!*

Mortgage Protection

One of the most vital services we offer at FCA Financial is helping our clients establish mortgage protection plans for their homes.

What exactly is mortgage protection? Well, if you’re like most Americans, your home is the largest purchase you have ever made, and the most valuable asset you own, financially-speaking. Your mortgage payment is likely your family’s largest monthly expense, and you work hard to dutifully pay down your mortgage balance every month.

But what if you were to be diagnosed with cancer, and suddenly hit with unexpected medical bills?

What if you are out of work for several months at a time recovering from a heart attack, and can’t keep up with your mortgage payments? What if you or your spouse passed away unexpectedly, leaving the other to shoulder the burden of the mortgage payment on their own? These aren’t pleasant situations to imagine yourself being thrown into, but it is a risk that is important to be prepared for.
Typically, these plans are designed to pay off the balance of the mortgage should the policyholder pass away within the coverage period (typically 30 years, to cover a 30-year mortgage). Infinity Marketing Alliance’s mortgage protection plans are unique in that they come infused with Living Benefits – meaning they don’t only pay out upon the death of a policyholder. Our plans also put much-needed money in the policyholder’s hands if they suffer a major illness – like a heart attack, stroke, or cancer. This money can be used to keep the mortgage bills paid in those potentially difficult financial times, and offer peace of mind when it comes to keeping a roof over your family’s heads.

At FCA Financial, we’re mortgage protection experts, and have helped tens of thousands of American families safeguard their most prized asset. We’d be honored to help you protect you and yours as well.

Business Preservation

Businesses and their owners generally pass through several identifiable stages during their business life cycle. Business Preservation and protection is the first stage: Helping to ensure protection against unexpected pitfalls.

Would your business be threatened by the death of a key employee?

Regulations change. Have your plans kept pace? When was your last “checkup”?

What about your partners? Do you have a buy/sell plan in place?

How is it funded?

What is your businesses current value?

What about Employee benefit plans? Just as important, what are your “Selfish Benefits”?

College Planning

We all want what’s best for our children’s futures – for many families, that makes college planning and planning for college costs a top priority. However, quality higher education is coming at a premium these days, and all of the projections indicate that the trend will certainly continue in the coming years. Get started with your college planning NOW.

Estate Planning

Estate planning is really an ongoing process and should be started as soon as one has any measurable asset base. As life progresses and goals shift, the estate plan should move to be in line with new goals and new asset accumulations. Lack of adequate estate planning can cause undue financial burdens to loved ones (estate taxes can run higher than 40% especially if you live in a state that has a state estate tax on top of the federal estate tax), so at the very least a will should be set up even if the taxable estate is not large.

According to Forbes: 64% of the public don't have a will. And even more shocking is the number has been steadily increasing!

Did you know that certain states have their own estate tax? Essentially, that could mean that your family may have to pay State and Federal taxes on your property!

Do you know how wealthy families stay wealthy? They set up their estate properly, and they manage their asset base with special trusts to help mitigate the tax burden – while leaving money outside of the estate to pay the taxes.

About Sam:

Sam Izad is a highly accomplished professional with a diverse background encompassing business, marketing, technology, financial services, and a deep interest in humanities subjects.

In addition to his marketing prowess, Sam is well-versed in web design and online marketing campaigns. He has a deep understanding of sales and customer service automation, leveraging Application Programming Interfaces (APIs) to streamline processes and enhance efficiency.

Notably, Sam is the talented designer and webmaster behind www.fcafinancial.com, showcasing his skills in web development and digital presence optimization.

Throughout his career, Sam has also excelled as a professional chart analyst, acquiring expertise in technical and fundamental analysis within the financial market. His extensive experience includes navigating diverse markets such as Spot, Option, Future, and Forward in foreign exchange (Forex) and commodities like precious metals, energies, and agriculture. He has demonstrated a keen understanding of major international stock exchanges.

With a dynamic growth mindset, Sam approaches complex problems with pragmatism and constructivism, consistently seeking innovative solutions that drive positive outcomes. He believes in the power of perception and its impact on shaping one's reality. Sam's journey stands as a testament to the transformative power of thoughts and the importance of taking aligned action.

Beyond his professional endeavors, Sam Izad is an Iranian American author. His writings delve into pragmatic stoic existentialism, exploring the profound impact of mindset on personal and professional growth. He advocates for continuous learning, self-improvement, and the recognition that true wisdom lies in acknowledging one's limitations.

Sam Izad's guiding mantra, "The only true wisdom is in knowing you know nothing. I learn, therefore I am," epitomizes his unwavering commitment to ongoing development and relentless pursuit of knowledge and growth.

Sam is a devoted family man, a loving husband, a caring father, an influential leader, and an accomplished author.

Schedule a Free Consultation with Sam