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TAKING CHARGE OF YOUR DESTINY
Martin Luther King Jr. Day is celebrated in a number of different ways across our great nation. In many communities, MLK day is...


WHEN WAS THE LAST TIME YOU HAD A FINANCIAL CHECKUP?
Every year, I have the opportunity to get a health screening. I get updated on my cholesterol, blood pressure, height and weight–the...


SHOULD YOU BE CONSIDERING A SPECIAL NEEDS TRUST?
Parents of a child with special needs know that when it comes to their day-to-day activities, nothing comes easy. Caring for a child with...


WHAT IS AN ADVANCE DIRECTIVE AND WHY DO I NEED ONE?
An advance directive, also known as a living will or medical directive, is a legal document that outlines your wishes about health care...


UNDERSTANDING INTEREST CREDITING AND INDEXING
It’s nearly impossible to meet with a financial professional today and not hear about indexing–whether it’s a fixed indexed annuity used...


DO YOU HAVE A WILL?
Last year, I picked up a recreational hobby that provides tremendous fun and enjoyment, but I knew it also introduced a certain amount of...


WHAT IS YOUR RETIREMENT SAVINGS IQ?
While many Americans believe they’re retirement savvy, the average baby boomer has trouble answering even simple retirement questions....


HOW CONVERTING TERM LIFE INSURANCE HELPED ONE FAMILY
My colleague, who grew up in the insurance industry, was a true believer in the value of life insurance. Her husband really wasn’t. John...


UNDERSTANDING REQUIRED MINIMUM DISTRIBUTIONS
Have you ever noticed when you ask someone the age of their baby or toddler you get answers like “he’s 18 months old” or “she’s two and a...


UNDERSTANDING LIFE INSURANCE LINGO
“You know what I mean right?”… Well actually, I don’t. How many times have you had a conversation only to walk away not really...


THE PRICE OF SUCCESS
At a recent gathering, I spoke to Will, a local small business owner. Will and his uncle have built a very successful diesel repair...


A PURPOSE BEHIND PLANNING
Everyone in their lifetime goes through periods of significant loss and this year has been one of those for my family. We have lost...


FALL IN LOVE WITH YOUR RETIREMENT SAVINGS PLAN
Finding your soulmate and saving for retirement actually have a lot in common. Both can be intimidating, require careful planning and...


WHEN IT COMES TO PLANNING YOUR FINANCIAL FUTURE, DON’T GO IT ALONE.
We live in a high-tech world where information about all topics under the sun is available at your fingertips. We are moving toward...


3 WAYS TO BRIDGE THE GENDER SAVINGS GAP
When it comes to savings, the gender savings gap is huge. A recent study1 indicated that women have 50% lower savings than their male...


9 TIPS TO SAVE FOR RETIREMENT THE MODERN WAY
When I talk with friends and colleagues about retirement, the term “retirement” doesn’t have the same connotation it once had. Different...


APPRECIATING THE MULTI-GENERATIONAL WORKPLACE
As people live longer and work longer, there are more generations working together than ever before. The more we enjoy each other’s...


WHAT IS A FIXED INDEXED ANNUITY?
There’s no better time than today to develop your retirement plan and consider options that may be suitable for your future. Read about...


THE POWER OF COMMUNICATION
Communication can solve, or cause problems. It is the way we represent ourselves, make requests, share how we feel about the world and...


10 REASONS TO HAVE A LIFE CHECKUP
Life moves fast. So fast that it can be hard to slow down and plan. So, what’s one to do? One simple step is to have a life checkup each...
US National Debt Clock : Real Time
Charting America’s Debt: $31 Trillion and Counting. Failing to plan is planning to fail!
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