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SEEKING PERMANENCE IN THE “DISPOSABLE” AGE
Plastic water bottles, cardboard boxes and even life insurance protection seem disposable these days. Thankfully, many of our used-up...


THE GIFT OF BEING SINGLE
When I was a little girl, I envisioned a storybook of my life. Becoming a successful wife and mother is what many little girls dream of...


DIGITAL DETOX: A BOLD MOVE FOR MY HEALTH
I just went through a tough breakup. We were together day and night for years. I could count on him for anything I needed–helping me find...


UNDERSTANDING LIFE INSURANCE LINGO PART 1: POLICY BASICS
Life insurance represents a key corner of the financial planning space in need of more education. Nearly three in five consumers (59%)...


UNDERSTANDING LIFE INSURANCE LINGO PART 2: POLICY BENEFITS & EXTRAS
Life insurance provides peace of mind, but it can also provide more. Learn about life insurance policy benefits beyond the death benefit....


THE BEST KEPT SECRET IN LEADERSHIP
The “secretary” is old-school, the thing of legends. I used to be proud to say that I could type 112 wpm and take shorthand at the speed...


RETHINK WHOLE LIFE INSURANCE
If you’ve heard of whole life insurance, you may have heard some mixed messages about it. So let’s dispel the two big myths about whole...


LIFE (INSURANCE) IS FOR THE LIVING, TOO
Did you know that many people rely on life insurance while they’re living in addition to the death benefit proceeds? About 91% of life...


TAKING THE PRESSURE OFF THE COLLEGE DEGREE: EMBRACE THE JOURNEY
Hey, college and high school grads! Your degree (or proposed degree) is important. Don’t let anyone convince you otherwise or shame you...


USING AN SPDA TO HELP MEET YOUR SAVINGS GOALS
Becky has a problem, but it’s a good one to have. She has carefully managed to put away a sizable sum in her checking account that will...


SHOULD YOU INSURE YOUR FOUR-LEGGED FRIEND?
Pet insurance seems right “in the moment” but can fetch heavy long-term costs, too. Source: NLG I was 2,000 miles from home on a...


SUNDRY SITUATIONS FOR SPDAS
In my previous post about Single Premium Deferred Annuities (SPDAs), I summarized Becky’s challenge to find a financial product for her...


PROTECTING YOURSELF FROM THE “NOT YOU”
Life moves fast: summer vacation, new jobs, moves, back to school season around the corner—it can be easy to let your guard down when it...


3 WAYS TO JUMP START YOUR SAVINGS
You work hard. So, make it easy on yourself to save money. Work, bills, balancing family and friends: you probably have a lot going on....


7 WAYS THE WOODSTOCK GENERATION CAN TACKLE RISING HEALTHCARE COSTS IN RETIREMENT
A half century ago this month, 450,000 young fun-seeking 20-somethings gathered on the grassy hills of a Bethel, NY, dairy farm to share...


TO ALL FRAUDSTERS: MY PASSWORD IS PASSWORD
In an era of short attention spans and time crunches, we’re often told to “keep it simple.” When it comes to the passwords that protect...


PROTECTION AGAINST LOSS OF LIFE… AND THE MARKET
“If the world were perfect, it wouldn’t be.” Yogi Berra. Source: NLG As another exciting World Series finishes up, seems fitting to...


TWELVE TIPS TO SURVIVE “ADULTING”
“Adulting” is a new craze of lifestyle tips and hacks that have been splashed across all of the social media feeds. The term has spawned...


GO FORWARD, NOT BACKWARD WITH INDEXED UNIVERSAL LIFE
In October, we passed the 90th anniversary of “Black Tuesday,” the ruinous stock market crash of 1929. Source: NLG The financial industry...


NOT SOMETHING YOU WANT, BUT THERE IF NEEDED
Life insurance with “living benefits” can help in tough times. Source: NLG Ironically, this overview of life insurance benefits designed...
US National Debt Clock : Real Time
Charting America’s Debt: $31 Trillion and Counting. Failing to plan is planning to fail!
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