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IT’S TIME TO CLOSE THE RETIREMENT SAVINGS GENDER GAP
Women earn 78 cents to every dollar that men earn, according to the U. S. Department of Labor. That’s 23% less than their male...


WHEN DID I BECOME A HAM ON RYE? | TIPS FOR LIVING INDEPENDENTLY IN YOUR GOLDEN YEARS
I have aging parents. But I don’t have children. Am I still considered part of the “Sandwich Generation” or does lack of one slice of...


HOW SHOULD I DOUBLE MY MONEY? HERE ARE SOME CHARITABLE GIVING TIPS
We’ve been going through a fun and interesting debate in my family: Now that we can double our money, who should get it? Source: NLG No,...


SECRETS OF A FORMER FINANCIAL ADVISOR: DANCE WITH THE ONE WHO BRUNG YOU
“Dance With The One Who Brung You” – Old Southern Saying (with various ungrammatical variations). Source: NLG “A man with a watch knows...


CAN WE TALK? | FINANCIAL PLANNING WITH YOUR SPOUSE
Call me crazy but between juggling work schedules, playing hot potato with parenting duties (“but I read stories last night…”), and...


IS A SINGLE PREMIUM DEFERRED ANNUITY RIGHT FOR ME?
Single Premium Deferred Annuities (SPDAs) are not often talked about. Unfortunately, there isn’t a lot of awareness of what this product...


9 ½ LESSONS ABOUT MONEY AND LIFE (THAT ONLY TOOK ME FORTY YEARS TO LEARN)
I’ve had some really great mentors along the way, both professional and personal, who bravely shared their “warts and all” wisdom and...


TAKING CHARGE OF YOUR DESTINY
Martin Luther King Jr. Day is celebrated in a number of different ways across our great nation. In many communities, MLK day is...


WHEN WAS THE LAST TIME YOU HAD A FINANCIAL CHECKUP?
Every year, I have the opportunity to get a health screening. I get updated on my cholesterol, blood pressure, height and weight–the...


SHOULD YOU BE CONSIDERING A SPECIAL NEEDS TRUST?
Parents of a child with special needs know that when it comes to their day-to-day activities, nothing comes easy. Caring for a child with...


UNDERSTANDING INTEREST CREDITING AND INDEXING
It’s nearly impossible to meet with a financial professional today and not hear about indexing–whether it’s a fixed indexed annuity used...


DO YOU HAVE A WILL?
Last year, I picked up a recreational hobby that provides tremendous fun and enjoyment, but I knew it also introduced a certain amount of...


WHAT IS YOUR RETIREMENT SAVINGS IQ?
While many Americans believe they’re retirement savvy, the average baby boomer has trouble answering even simple retirement questions....


HOW CONVERTING TERM LIFE INSURANCE HELPED ONE FAMILY
My colleague, who grew up in the insurance industry, was a true believer in the value of life insurance. Her husband really wasn’t. John...


UNDERSTANDING REQUIRED MINIMUM DISTRIBUTIONS
Have you ever noticed when you ask someone the age of their baby or toddler you get answers like “he’s 18 months old” or “she’s two and a...


UNDERSTANDING LIFE INSURANCE LINGO
“You know what I mean right?”… Well actually, I don’t. How many times have you had a conversation only to walk away not really...


THE PRICE OF SUCCESS
At a recent gathering, I spoke to Will, a local small business owner. Will and his uncle have built a very successful diesel repair...


A PURPOSE BEHIND PLANNING
Everyone in their lifetime goes through periods of significant loss and this year has been one of those for my family. We have lost...


3 WAYS TO BRIDGE THE GENDER SAVINGS GAP
When it comes to savings, the gender savings gap is huge. A recent study1 indicated that women have 50% lower savings than their male...


9 TIPS TO SAVE FOR RETIREMENT THE MODERN WAY
When I talk with friends and colleagues about retirement, the term “retirement” doesn’t have the same connotation it once had. Different...
US National Debt Clock : Real Time
Charting America’s Debt: $31 Trillion and Counting. Failing to plan is planning to fail!
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