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Congrats, you’re going to be a parent! There is so much to look forward to, learn and enjoy. As a fellow expecting Mom, I’ll guess that you are probably in “get it done mode”— staying busy getting baby supplies, decorating the baby’s room, lining up daycare, and cleaning all sorts of random places in your home you’ve never cleaned before and possibly never will again. So before that little bundle of joy arrives, and consumes all your love and attention (and rightly so), take a moment to check one more important item off your baby-prep list: make sure you have life insurance. Source: NLG

Each parent has a lot of responsibility, and whether you are the primary earner in the family or not, each parent brings their own important contributions to the household. Having an emergency fund is a good start, in addition to that getting life insurance for both parents is something that doesn’t take much time, but can help you worry less and focus on your upcoming adventures in parenthood.

There are many types of life insurance out there. In addition to providing a death benefit, some types of life insurance can do more, so do some research. You may be surprised to learn about additional benefits that can also help with unexpected events during your lifetime.

So if you are having your first child or your fourth, it’s a good time to step back and think about your family’s needs and make sure you have a safety net in place. And if you do it before your new bundle of joy arrives, it’s one less thing on your to-do list. Just be sure to treat yourself once you check that last item off your list, perhaps one last uninterrupted weekend nap or dinner out? Savor it.

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